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Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Are You Covered?
Did you know that sinkholes are an excluded peril on homeowners policies?
ERIE is one of the few carriers that Offer this coverage. If you would like to review your insurance or discuss this further please call Service 1st Insurance. We represent Erie Insurance and Several other A-rated Home and Auto Insurance carriers.

Your Local Mt. Washington and Louisville Independent Insurance Agency

Service 1st Insurance specializes in car, home, business, commercial, and life insurance.

When Erie Insurance first entered the Kentucky market Service 1st Insurance‘s founder, John Zirnheld, decided to start his own independent insurance agency.

John loves the insurance industry and as insurance adviser he loves protecting people. He wants his clients to understand how their insurance products work and what insurance could do for them in the case of an emergency or accident.

Growing up in Louisville, Kentucky and graduating from Western Kentucky University (with a BA in Marketing), John is a local in the area and knows the best way to service his clients. Having lived in Mt. Washington, Kentucky since 2011 he is an established member of the community and understands how to provide insurance to his friends and clients alike.

Service 1st Insurance provides auto insurance, home insurance, renters insurance business insurance, and life insurance for all of Kentucky.

Call today for an insurance proposal, or stop by the office for a face-to-face conversation about what Service 1st Insurance can do for you.

John & Robin Zirnheld
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Recent News & Updates

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer loses a certain amount of inventory due to damage, employee theft, and shoplifting. These losses affect your business’s bottom line and your livelihood. In a world...

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What Is a Lienholder?

If you've recently purchased a car and are wondering why you haven't received the title yet, you're not alone. For many first-time car buyers, this can be a bit of a surprise, but in many states, the buyer does not receive the title until the auto loan is paid off. Until then, the title is often held by an entity known as a “lienholder.” A...

Is Your New Car Covered Under Your Auto Insurance Policy?

You’ve been patiently searching for the perfect new car. You just signed your name on that last piece of endless paperwork. Now, with keys in hand, it’s finally time to drive off the lot. But as you take in that new car smell, a thought suddenly crosses your mind: Do I have insurance? Good news: If you’re an Erie Insurance customer (listed as the named insured),...